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  1. A college freshman borrowed P2,000 from a bank for his tuition fee and promised to pay the amount for one year. He received only the amount of P1,920 after the bank collected the advance interest of P80.00. What was the rate of discount?

  2. A.

     3.67 %

    B.

     4.00 %

    C.

     4.15 %

    D.

     4.25 %

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  3. Which of these gives the lowest effective rate of interest?

  4. A.

     12.35 % compounded annually

    B.

     11.90 % compounded annually

    C.

     12.20 % compounded annually

    D.

     11.60 % compounded annually

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  5. Engr. Trinidad loans from a loan firm an amount of P100,000 with a rate of simple interest of 20% but the interest was deducted from the loan at the time the money was borrowed. If at the end of one year, she has to pay the full amount of P100,000, what is the actual rate of interest?

  6. A.

     23.5 %

    B.

     24.7 %

    C.

     25.0 %

    D.

     25.8 %

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  7. The exact simple interest of P5,000 invested from June 21, 1995 to December 25, 1995 is P100. What is the rate of interest?

  8. A.

     3.90 %

    B.

     3.92 %

    C.

     3.95 %

    D.

     3.98 %

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  9. What type of bond which can be redeemed before maturity date?

  10. A.

     Preferred bond

    B.

     Registered bond

    C.

     Incorporators bond

    D.

     Callable bond

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  11. A student plans to deposit P1,500 in the bank now and another P3,000 for the next 2 years. If he plans to withdraw P5,000 three years from after his last deposit for the purpose of buying shoes, what will be the amount of money left in the bank after one year of his withdrawal? Effective annual interest rate is 10%.

  12. A.

     P1,549.64

    B.

     P1,459.64

    C.

     P1,345.98

    D.

     P1,945.64

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  13. A manufacturer produces certain items at a labor cost of P 115 each, material cost of P 76 each and variable cost of P 2.32 each. If the item has a unit price of P 600, how many units must be manufactured each month for the manufacturer to break even if the monthly overhead is P428,000

  14. A.

     1,033

    B.

     1,037

    C.

     1,043

    D.

     1,053

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  15. A P 1, 000, 6% bond pays dividend semiannually and will be redeemed at 110% on June 21, 204. It is bought on June 21, 2001 to yield 4% interest. Find the price of the bond.

  16. A.

     P 1,122.70

    B.

     P 1,144.81

    C.

     P 1,133.78

    D.

     P 1,155.06

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  17. Which one of the following is not a construction estimate?

  18. A.

     Initial feasibility estimate

    B.

     Conceptual preliminary budget

    C.

     Definite estimate

    D.

     None of these

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  19. What is defined as an entity which makes product, good or services available to buyer or consumer in exchange of monetary consideration?

  20. A.

     Seller

    B.

     Manufacturer

    C.

     Producer

    D.

     Buyer or consumer

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