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General Knowledge :: Banking Awareness

Banking Awareness - section-1
  1. Which of the following is not a credit rating agency?

    2. A.

     WADA
    B.

     Fitch
    C.

     CRISIL
    D.

     Moody

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  2. What is MZM in money market?

    3. A.

     Money with highest return
    B.

     Money with zero maturity
    C.

     Money with sovereign guarantee
    D.

     Monetary base or total currency

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  3. The Tier-1 capital of banks does not include _______.

    4. A.

     Paid-up capital
    B.

     Revaluation reserves
    C.

     Statutory reserves
    D.

     Investment fluctuation reserves

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  4. Where is National Institute of Bank Management (NIBM) located?

    5. A.

     Nasik
    B.

     Mumbai
    C.

     Pune
    D.

     New Delhi

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  5. International Day of Rural Women is observed on ?

    6. A.

     September 15
    B.

     July 15
    C.

     December 15
    D.

     October 15

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  6. Which of the following is a fully-owned subsidiary of RBI?

    7. A.

     NHB
    B.

     DICGC
    C.

     BRBNMPL
    D.

     All of the above

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  7. Loan taken by the person, not telling the purpose of taking loan is called ?

    8. A.

     Impersonal Loan
    B.

     NPA
    C.

     Personal Loan
    D.

     Concealed Loan

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  8. Public Sector Banks include ?

    9. A.

     20 Nationalized Banks + State Bank of India + 5 SBI Associates + IDBI
    B.

     20 Nationalized Banks + 6 Private Banks
    C.

     14 Nationalized Banks + 6 SBI Associates + 7 Private Banks
    D.

     20 Nationalized Banks + State Bank of India + 5 Private Sector Banks + IDBI

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  9. The formal way of lending includes lending from ?

    10. A.

     Private Sector Banks
    B.

     Co-operative Banks
    C.

     Public Sector Banks
    D.

     RRB
    E.

     All of the above

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  10. Which commission distributes the taxes between centre and states ?

    11. A.

     NITI Ayog
    B.

     Board of Direct Taxes
    C.

     Finance Commission
    D.

     National Development Counsel

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