Home / IBPS BANK EXAM / IBPS BANK EXAM TEST 2 :: English

IBPS BANK EXAM :: IBPS BANK EXAM TEST 2

  1. Directions(1-15): Read the following passage to answer the given questions based on it. Some words/phrases are printed in bold to help you locate them while answering some of the questions.

    "We have always known that needless self-interest was bad morals. We now know that it is bad economics," said American President Franklin D.Roosevelt in 1937 in the midst of the Great Depression. And the world has learnt that enlightened self-interest is good economics all over again after the Great Recession of 2009. Americans are entering a period of social change as they are re-calibrating their sense of what it means to be a citizen, not just through commerce. There is a new dimension to civic duty that is growing among Americans- the idea that they can serve not only by spending time in communities and classrooms but by spending more responsibly. In short, Americans are beginning to put their money where their ideas are.

    In a recent Poll most said they had consciously supported local or small neighborhood businesses and 40 percent said that they had purchased a product because they liked the social or political values of the company that produced it. People were pany that produced it. People were alarmed about 'blood diamonds' mined in war zines and used to finance conflict in Africa. They were also willing to pay $2000 more for a car that gets 35 miles per gallon than for one that gives less, though the former is more expensive but environment friendly. Of course consumers have done their own doing well by doing good calculation a more expensive car that gives; better mileage will save them money in the long run and makes them feel good about protecting the environment. Moreover since 1995, the number of socially responsible investment (SRI) mutual funds, which generally avoid buying shares of companies that profit from tobacco, oil or child labour has grown from 55 to 260. SRI funds now manage approximately 11 percent of all the more invested in the US financial markets an estimated $2.7 trillion. This is evidence of a changing mindset in a nation whose most iconic economist Milton Friedman wrote in 1970 that a corporation's only moral responsibility was to increase share holder profits.
    At first the corporate stance was defensive; companies were punished by consumers for unethical behavior such as discriminatory labour practices. The nexus of activist groups, consumers and government regulation could not merely tarnish a company but put it out of business. But corporate America quickly discerned that social responsibility attracts investment capital as well as customer loyally, creating a virtuous circle. Some companies quickly embraced the new ethos that consumers boycotted products they considered unethical and others purchase products in part because their manufacturers were responsible. With global warming on the minds of many consumers lots of companies are racing to 'outgreen' each other. The most progressive companies are talking about a triple bottom line profit, planet and people - that focuses on how to run a business while trying to improve environmental and worker conditions.

    This is a time when the only thing that has sunk lower than the American public's opinion of Congress is its opinion of business. One burning question is how many of these Corporate Social Responsibility (CSR) initiatives are just shrewd marketing to give companies a halo effect? After all only 8 per cent of the large American corporations go through the trouble of verifying their CSR reports, which many consumers don't bother to read. And while social responsibility is one way for companies to get back their reputations consumers too need to make ethical choices.

    Directions(11-13): Choose the words which is most similar in meaning to the word printed in bold as used in the passage.

    IDEALS
  2. A.

    models

    B.

    visions

    C.

    Perfection

    D.

    paradigms

    E.

    values

    View Answer

    Workspace

    Discuss Discuss in Forum


  3. EMBRACED

  4. A.

    clinched 

    B.

    adopted

    C.

    seized

    D.

    hugged

    E.

    encompassed

    View Answer

    Workspace

    Discuss Discuss in Forum


  5. ATTRACTS
  6. A.

    appeals

    B.

    encourages

    C.

    captives

    D.

    fascinates

    E.

    pleases

    View Answer

    Workspace

    Discuss Discuss in Forum


  7. Directions (14-15): Choose the word/phrase which is most opposite in meaning to the word printed in bold as used in the passage.


    ENLIGHTENED


  8. A.

    illiterate

    B.

    inept

    C.

    ignorant

    D.

    illogical

    E.

    immature

    View Answer

    Workspace

    Discuss Discuss in Forum


  9. HEEDLESS

  10. A.

    prudent

    B.

    obedient

    C.

    observable

    D.

    noticeable

    E.

    wary

    View Answer

    Workspace

    Discuss Discuss in Forum


  11. Directions(16-20): In each of these questions, two sentences (I) and (II) are given. Each sentence has a blank in it. Five words (1), (2), (3), (4) and (5) are suggested. Out of these, only one fits at both the places in the context of each sentence. Number of that word is the answer.

    I. He has now become a ________ to reckon with.

    II. It is better not to use ________ to prove one's point.


  12. A.

    model

    B.

    force

    C.

    coercion

    D.

    name

    E.

    influence

    View Answer

    Workspace

    Discuss Discuss in Forum


  13. I. He tired his ______ best to score distinction is this exam.

    II. It pays to keep a ______ head in an emergency.

  14. A.

    cool

    B.

    utmost

    C.

    very

    D.

    possible

    E.

    level

    View Answer

    Workspace

    Discuss Discuss in Forum


  15. I. The system is working with _______ to getting things done.

    II. _______ must be commanded and not demanded.

  16. A.

    status

    B.

    relation

    C.

    attitude

    D.

    respect

    E.

    honour

    View Answer

    Workspace

    Discuss Discuss in Forum


  17. I. There is a complaint against him that he ______ the mistakes of his juniors.

    II. A good thing about this house is that it _________ the sea.


  18. A.

    ignores

    B.

    promotes

    C.

    examines

    D.

    overlooks

    E.

    faces

    View Answer

    Workspace

    Discuss Discuss in Forum


  19. I. Out of the total loans ________ by the bank, the largest share was for infrastructure.

    II. The trees ________ throughout the area.

  20. A.

    disbursed

    B.

    covered

    C.

    distributed

    D.

    spanned

    E.

    extended

    View Answer

    Workspace

    Discuss Discuss in Forum