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IBPS BANK EXAM :: IBPS BANK EXAM TEST 8

  1. With Which of the following games , Baichung Bhutia is associated?
  2. A.

    Hockey

    B.

    Golf

    C.

    Kabaddi

    D.

    Fooball

    E.

    Tennis

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  3. Assembly Elections will take place in which one of the following States in January 2012 ?
  4. A.

    Madhya Pradesh

    B.

    Maharashtra

    C.

    Kerala

    D.

    Punjab

    E.

    Tamilnadu

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  5. Which one of the following is not a salient feature of Debit Card ?
  6. A.

    No bad debts to banks and no suits for recovery

    B.

    No interest earning for banks

    C.

    Works like a normal withdrawal

    D.

    Can be used at ATM and POS

    E.

    45 days credit is given to the card holder

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  7. Banks issue a letter to beneficiary on behalf of its constituents like guarantee for making payment on their behalf on fulfillment of its terms and conditions. What is this arrangement known in banking context ?
  8. A.

    Line of Credit

    B.

    Loan to Client

    C.

    Loan on Credit

    D.

    Loan against Credit

    E.

    Letter of Credit

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  9. As per Financial inclusion drive one of the following Banks introduced Tiny Cards with Bio metric identification. Which of the following is that Bank?
  10. A.

    Central Bank of India

    B.

    Oriental Bank of Commerce

    C.

    Indian Bank

    D.

    State Bank of India

    E.

    Bank of Maharashtra

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  11. World leaders are to assemble in Rio de Janeiro in June 2012 for the United Nations Conference on Sustainable Development ( Rio + 20). All nations are going to make some commitment towards the goal of the conference. As per the agenda circulated, what commitment do world leaders want from India in the Conference ?
  12. A.

    India should agree to double its energy efficiency under a global understanding

    B.

    India should suspend its nuclear pact with USA or at least should reduce it to 50% level of agreed capacity

    C.

    Nuclear power plants are highly risky as seen in Japan recently. Hence no new plant should be made

    D.

    India has a vast resource of coal. It must share its coal resources with other countries to enable them to produce thermal power which they are not doing so far due to lack of coal mines there. 

    E.

    None of these

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  13. Who among the following is the recipient of the Padma Vibhushan given in 2011 ?
  14. A.

    A Nageswar Rao

    B.

    Dwijen Mukherjee

    C.

    Shyam Sharan

    D.

    Rajshree Birla

    E.

    Gunapati V Krishna Reddy

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  15. Under the liberalised scheme of interest subsidy, Government of India provides interest subsidy on housing loan at the rate of ?
  16. A.

    0.50%

    B.

    1.00%

    C.

    2.00%

    D.

    2.00% + 1.00% for prompt repayment

    E.

    None of these

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  17. When a Bank provides a loan for purchase of white goods, it is categorized as __________


  18. A.

    Consumption loan

    B.

    White Goods loan

    C.

    Consumer Durable loan

    D.

    Working Capital

    E.

    Bridge Loan

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  19. With reference to a cheque which of the following is the 'drawee bank' ?
  20. A.

    The bank that collects the cheque

    B.

    The payee's bank

    C.

    The endorse's bank

    D.

    The endorser's banks

    E.

    The bank upon which the chequeis drawn

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